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Cheque Cashing

Cash your government cheque in minutes. We offer competitive rates and can put cash in your pocket today! You can cash your cheque at almost any Payday advance or Cash Uganda office. This service is fast and convenient at very low rates in case of emergencies before the cheque matures.

Cash Advance/Short-term Loans

Because some things can’t wait until payday
We understand that paycheques don’t always stretch. And things like car repairs, higher-than-expected electric bills or extra groceries, can put a kink in your finances. That’s when a cash advance/short-term loan or payday advance can come in handy.

Cash advance-also called a short-term loan, payday advance or a deferred deposit transaction—can help tide you over until your next payday. Depending on how urgent the situation is, you can request a cash advance of 250000/=to 2500000/= and, upon approval, get cash in minutes. Once your completed loan application is approved, all you have to do in most cases is write us a personal cheque or authorize us to debit your deposit account electronically for the amount of the loan, plus fees , and we hold your cheque or refrain from debiting your bank account electronically until the loan is due—usually your next payday. The process is fast. It’s easy. And, it’s confidential.
Items needed to apply for a cash advance/payday advance:

• Valid driver’s license, other state-issued photo ID or military ID
• Proof of income or recent pay stub or other form showing take-home pay and Social Security number
• Chequebook with pre-printed checks
• Most recent bank statement
• Valid phone number and proof of street address

Additional documentation may be necessary. Starter checks may be permissible.
A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

Pawn Loans

It’s as easy as 1, 2, 3.

1. Bring us an item of value

We loan on almost anything including gold and diamond jewelry, watches, tools, electronics, musical instruments, cameras, game systems, video games, DVDs/CDs, firearms and more. Simply present your item to one of our friendly customer service representatives for a loan appraisal and you’ll have a loan appraisal in minutes.

2. Show us a valid picture ID

We accept any valid state or government-issued photo ID, including a driver’s license, passport and military ID.

3. Get money in minutes

The process typically takes about 10 minutes and all loans are funded in cash with no credit check and no hassles. And, paying us back is easy too.

Jewelry Buying

Bring Us Your jewelry

We buy solid jewelry—new, old, and even broken—and we pay you cash on the spot. Our highly-trained staff will perform an etching-acid test to ensure its authenticity, and weigh your merchandise for valuation. Bring in your jewelry today, and walk out with cash in minutes. It’s that simple! Jewelry includes; chains, watches, bracelets, earrings, ice/diamonds, crowns, rings, platinum among others.
Installment Loans

You can get the cash you need and have more time to pay! We offer Installment Loans, which allow you to borrow from 300000/= – 4000000/=. Contact us and upon approval, get cash in minutes.

Even if your credit isn’t perfect, you may qualify. The process is simple, only these items are needed to apply:
• Valid driver’s license, other state-issued photo ID or military ID
• Proof of income or recent pay stub or other form showing take-home pay and Social Security number
• Chequebook with pre-printed cheques
• Most recent bank statement
• Valid phone number and proof of street address


• Smaller Payments – pay a little over time – each payment goes toward paying off your loan principle!
• Flexible Terms – based on the loan amount, you’ll get to choose the terms that best meet your budget.
• More Time – you’ll have months – not weeks – to pay off your loan.
• Bigger Loans – We offer larger loan amounts with the Installment Loan!
• Pay Off Early = SAVE $ – If you pay off early, we may be able to credit a portion of the fees you would have owed!
• Loan More – Need more? You may qualify to take out more after a few payments.

Managing your cash

Budgeting made easy

Budget worksheet

This worksheet is designed to help you gain control of your finances and features an easy five-step system to create a budget that you can live with.

1. Track your daily expenses.
Use a small notebook to record everything you spend—to the penny. You may be surprised how much money is spent on coffee, cigarettes and snacks.

2. Create a budget and stick to it.

3. Trim your living expenses.
Pay attention to optional expenses you incur, such as cable television and eating out as they can really add up.

4. Consider a part-time or weekend job for a few months to catch up on your bills.

5. Consider converting unused and excess assets to cash.
If you have valuables you’re not using, such as jewelry or electronics, you may want to sell them to pay off some of your debts. And pawnshops are a great place to get cash for items of value you aren’t using.

Financial Education Program.

Cash Uganda is committed to financial education and consistently work with Financial Education & Literacy Advisers to educate customers, coworkers and communities about money management.
Take charge of your finances with CashUganda’s financial education and wellness program! This engaging, personalized program improves your knowledge of:
• Budgeting and saving
• Banking
• Borrowing money
• Credit management

Cash Exchange/ Travel Money

Cash Exchange/ Travel Money, We stock a range of the most popular currencies such that if you’re going somewhere a little more exotic, we can guarantee that your travel money is available.

Mobile Money Service

Our Mobile Money Service, involves receiving, depositing and sending money to other mobile money accounts on behalf of our customers.